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It’s your Journey. We’re Here to Help.

We love helping our clients find their dream homes. That’s why we work with each client individually, taking the time to understand their unique lifestyle, needs, and wishes. This is about more than a certain number or a particular zip code. This is about your life and it’s important to us!

How Home Buying Works

1. Partner with an Agent

• Absorb their local insight, Get to know neighborhood inventory levels, See what's about to hit the market, Gain access to off-market properties Review market averages, Complete needs assessment.

3. Find Your New Home

• Compare home and neighborhood averages, then narrow down the neighborhoods you want to live in, Favorite homes and save them in collections, Nix homes that don't meet the mark, Schedule home tours and plan an itinerary with your agent, Decide on your dream home.

5. Under Contract

•Secure a home loan *more details to follow Acquire home insurance and send proof to your lender. Keller Covered streamlines finding the best insurance to fit your needs, Request a list of what conveys with the property, Schedule a home inspection and negotiate repairs, Order an appraisal, Acquire a property disclosure from the seller...

7. Closing Day: What to Bring

• Connect with your lender to wire down payment funds. You'll need to cover the cost of closing and the down payment. Bring a printed confirmation of your wire transfer, Government-issued photo ID(s), Social Security numbers, Home addresses from the last 10 years, Proof of homeowner's insurance, Your copy of the contract, Your checkbook.

2. Get Pre-approved for a Loan

• Understand what you can afford, Determine your monthly mortgage payment Understand your debt ratio, Prepare for escrow, Obtain a pre-approval letter.

4. Make Your Offer and Negotiate on Terms

• Review contract terms and time limit for the offer, Negotiate purchase price, Choose a title company, Shop home insurance options, Prepare for a down payment, earnest money, Choose a target closing date, Sign the offer, Deliver escrow check, Stay in close contact with your agent .

6. Before You Close

• Transfer funds for closing, Reserve a moving company and set a moving date, Change your address through USPS, your bank, and other instances, Set up your utilities to be activated or transferred, Confirm that all contingencies are resolved, Schedule the final property walk-through, Designate a safe, dedicated space to save your final paperwork, Stay in close contact with your agent, lender, and title company.

8. Closing Day!

• Sign closing disclosure, promissory note, and all other documentation, Title transfer, Deed delivery, Save your paperwork in your pre-designated spot, Get your keys - congrats, it's all yours!

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